Effective Date: January 7, 2026
Company: GXP Business LLC (a South Carolina limited liability company) (“Company,” “we,” “us,” “our”)
Brand / Storefront: Millennial Pregnancy
Website: https://millennialpregnancy.podia.com (and any custom domain that redirects to or replaces it) (the “Site”)
Contact (support): support@millennialpregnancy.com
Mailing Address (for notices/support): 545 West 158th St, New York, NY 10032, USA
These Terms of Service (“Terms”) govern your access to and use of our Site and any digital products, content, courses, community access, downloads, templates, and related services we offer (collectively, the “Services”). By visiting, purchasing from, creating an account, or using any part of the Services, you agree to these Terms.
If you do not agree, do not use the Services.
Millennial Pregnancy provides educational digital products designed to help individuals and couples understand and organize the financial and emotional realities of preparing for pregnancy and parenthood. Our offerings may include:
Digital workbooks and templates (including spreadsheets)
Video lessons and written guides
Educational frameworks and examples demonstrating how to use our materials
Access to a community space hosted on Podia (the “Community”), if included with your purchase
We do not provide investment, legal, tax, medical, or mental health treatment services. See Section 10 (Disclaimers).
You must be 18 years or older to purchase or use the Services. By using the Services, you represent and warrant you are at least 18.
Our Site and product delivery are hosted by Podia. Payments may be processed by Stripe or another payment processor. Your use of those third-party services may be subject to their separate terms and policies.
We are not responsible for outages, errors, or interruptions caused by third-party platforms, payment processors, internet providers, or services outside our control.
Some Services require an account and login. You agree to:
Provide accurate information when creating an account
Keep your login credentials confidential
Notify us if you believe your account was accessed without permission
You are responsible for all activity under your account.
Prices are displayed on the checkout page at the time of purchase. We may change pricing at any time, but changes will not affect completed purchases.
You are responsible for any taxes, duties, or VAT/GST that may apply based on your location.
Payments are processed by a third-party processor. If your payment fails, access may be suspended until payment is successfully completed.
If you initiate a chargeback without contacting support first, we may suspend your access while we investigate. We reserve the right to provide the payment processor with evidence of delivery/access (e.g., login records, download/access logs).
Our products are delivered digitally through the Site (downloads, streaming, member access). We do not ship physical goods unless explicitly stated on the checkout page.
Because our products are digital and accessible immediately after purchase, all sales are final except as described below.
If you cannot access a product due to a verified technical problem on our side (for example, the file will not download or the course will not open), contact support at support@millennialpregnancy.com within 14 days of purchase. We will work with you to restore access.
If we cannot resolve the issue within a reasonable time, we may, at our discretion:
Provide a replacement file/access method, or
Issue a refund to the original payment method
We do not offer refunds for:
Change of mind
Lack of use
Personal preference
Dissatisfaction with outcomes or results
If you purchase a subscription, you may cancel future renewals at any time through your account settings. We do not provide prorated refunds for time already billed unless required by law.
(Some jurisdictions provide mandatory consumer rights. Nothing in these Terms limits rights you may have that cannot be waived under applicable law.)
Some purchases may include access to the Community. Unless otherwise stated on the checkout page, Community access is included with all purchases.
We may organize community spaces by topic or product, and we may change the structure at any time.
You agree not to post, share, or upload content that:
Is illegal, threatening, harassing, hateful, or defamatory
Contains pornography or sexually explicit content
Contains private personal data of others (addresses, phone numbers, IDs, payment data)
Contains malware, phishing links, or harmful code
Infringes intellectual property rights
Encourages unsafe or unlawful activity
We may remove content, restrict posting privileges, or suspend/terminate community access at any time if we believe you violated these Terms or created risk for other members.
If you post content in the Community (“User Content”), you grant us a non-exclusive, worldwide, royalty-free license to host, display, and distribute that content within the Community and as needed to operate the Services. You remain responsible for what you post.
All course materials, templates, downloads, written content, branding, and media are owned by us or our licensors and are protected by intellectual property laws.
When you purchase, we grant you a limited, non-transferable, non-exclusive license to access and use the materials for your personal use only.
You may not:
Resell, share, distribute, or publicly post our materials
Upload the files to public drives or marketplaces
Create derivative products for commercial use
Remove watermarks or copyright notices
Use our materials to build a competing product
Our Services are for education and informational purposes only.
We do not provide financial planning services, investment recommendations, tax advice, or legal advice. Any examples, scenarios, or frameworks are general and should not be treated as personalized professional guidance.
We do not provide medical advice, diagnosis, or treatment. Any healthcare topics (including pregnancy planning, insurance concepts, or general healthcare considerations) are general education only. Always consult qualified healthcare professionals for medical decisions.
Your outcomes depend on your personal situation and decisions. We do not guarantee any specific results.
We may update, modify, or discontinue any part of the Services at any time, including course modules, templates, and community features. We may also release updates to improve clarity or fix errors.
We do not guarantee uninterrupted access. Scheduled maintenance, platform outages, or internet failures may occur.
We may suspend or terminate your access (including community access) if:
You violate these Terms
You attempt fraud, abuse, or chargeback misuse
Your activity creates risk for other users or the platform
Upon termination, your license ends and you must stop using all materials.
THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, LOST DATA, OR BUSINESS INTERRUPTION.
OUR TOTAL LIABILITY FOR ANY CLAIM RELATED TO THE SERVICES WILL NOT EXCEED THE AMOUNT YOU PAID TO US FOR THE SPECIFIC PRODUCT OR SERVICE IN THE 30 DAYS BEFORE THE EVENT GIVING RISE TO THE CLAIM.
(Some jurisdictions do not allow certain limitations. In those cases, limitations apply to the maximum extent permitted by law.)
You agree to indemnify and hold harmless the Company from claims, damages, losses, liabilities, and expenses (including reasonable attorneys’ fees) arising out of:
Your use of the Services
Your violation of these Terms
Your User Content
Your infringement of any rights of another person/entity
These Terms are governed by the laws of the State of South Carolina, excluding conflict-of-law rules.
If arbitration does not apply (or is not permitted), you agree that disputes will be brought in the state or federal courts located in South Carolina, and you consent to jurisdiction there.
If you want this section, keep it. If you prefer simpler terms, you can remove it and rely on Section 16 only.
Except where prohibited by law, any dispute arising out of these Terms or the Services will be resolved by binding, individual arbitration and not in court. You and we waive any right to a jury trial and any right to participate in class actions or class-wide arbitration.
You may bring claims in small claims court if your claim qualifies.
(If you want, I can tighten this section to match your preferred venue and make it cleaner, but this version is already usable.)
We are not liable for delays or failures caused by events beyond our reasonable control, including outages of Podia/Stripe, internet failures, hosting issues, natural disasters, labor disputes, war, terrorism, government actions, or other force majeure events.
We may assign or transfer these Terms and our rights/obligations (for example, if we reorganize, sell assets, or change platforms). You may not assign these Terms without our written consent.
If any part of these Terms is found invalid or unenforceable, the remaining provisions remain in full force.
If we do not enforce a provision of these Terms, that does not waive our right to enforce it later.
Headings are for convenience only and do not affect interpretation.
These Terms (plus any posted policies referenced on the checkout page, including the Refund Policy above) are the entire agreement between you and us regarding the Services and supersede prior discussions or understandings.
Questions? Contact us at support@millennialpregnancy.com.