A step-by-step financial system that creates projections so couples can assess whether their current structure supports long-term stability — or whether change is needed — to bring clarity, alignment, and a strong foundation for the family life they’re moving toward.
This course is designed to be followed in sequence. Each section builds on the one before it, guiding you from where you are now toward a clear, informed understanding of your financial readiness — and what needs to change to improve it.
This section shows you how this system works, how the workbook and videos fit together, and how to use everything in the right order. Start here before opening any other part of the program.
This is where you establish your financial baseline. You’ll set your planning start date, review key income and cost benchmarks, and see what your starting position looks like before making any decisions.
In this section, both partners will learn how to enter their own financial information using the “Man” page as the reference, since the “Woman” page works the same way. Both partners should watch and follow along as they build their individual financial profiles before moving on to the next part.
This section explains how motherhood affects a woman’s earnings, cash flow, and long-term financial position. You’ll review the child penalty and see how income changes over time, so these effects are fully reflected in your financial plan.
This section brings both individual financial profiles together so you can see your combined household picture. You’ll review how your incomes, expenses, and benefits interact — including how public support fits into your overall financial reality.
This section brings your finances together so they can be viewed and organized to see how your joint financial life works in practice and how it carries forward into future projections.
This section is where you enter the cost of raising a child, using commonly referenced figures, so you can use these estimates to see how they affect your financial reality over time.
This section is where you choose the planned timeline for the start of pregnancy so financial projections can be generated to see what is possible — and what needs to change.
This section walks through the costs of pregnancy and birth, parental leave, and time away from work. You’ll review timelines, real examples, and return-to-work decisions so you can see how this period affects your finances and your family’s stability.
This section shows the projected financial picture created by the information you’ve entered so far. It reflects your situation as a couple based on unadjusted inputs, before any strategic planning or optimization is applied.
This section shows you how to move from your baseline projection toward a workable future. You’ll adjust timelines, income, expenses, debt, and savings to explore different paths and create a plan that can remain solvent and cash-flow positive.